Depop has become a go-to platform for Gen Z entrepreneurs and secondhand fashion lovers alike. From vintage Levi’s to handmade jewelry, millions of users rely on Depop to buy and sell items with ease. But some sellers have started raising an alarming question: “Does your bank account get banned on Depop?”

If you’re seeing payment issues, transaction blocks, or even account suspensions, it’s necessary to understand what’s really happening behind the scenes—and how to protect your financial identity. In this article, we’ll break down what causes payment restrictions on Depop, whether or not your bank account can actually get banned, and how tools like Multilogin, and Pixelscan can help you stay safe while selling.

Understanding Depop’s Payment System

Depop doesn’t process payments directly. Instead, it uses PayPal or Stripe, depending on the country and seller setup. This means when you sell an item, the money either lands in your PayPal account or is processed through Stripe and transferred to your connected bank account.

So why does the rumor persist that your bank account gets banned?

It’s a misunderstanding that often stems from payment holds, failed transfers, or associated account bans (PayPal/Stripe suspensions). Here’s the breakdown:

• Depop may suspend or ban your Depop account if it detects suspicious behavior.
• PayPal or Stripe may freeze your payments or ban your account if you violate their policies.
• In rare cases, your bank account details may be flagged, making it unusable on new accounts.

While your bank account itself doesn’t get banned in the traditional sense, it can become unusable on Depop if linked to banned accounts.

Why Sellers Get Banned on Depop (and It’s Not Always Your Fault)

Before jumping to conclusions, it’s important to understand the reasons Depop or its payment processors might flag or restrict your account:

1. Linked Accounts or IP Overlap

Depop takes account duplication seriously. If you’re running multiple Depop stores from the same device or IP address, that’s a red flag. Suspicious behavior like:

• Using the same IP across multiple accounts
• Reusing the same bank or PayPal details
• Logging into multiple accounts from the same browser or device
  

…can get your Depop account flagged—and result in payment issues.

Solution: Use an antidetect browser like Multilogin to separate accounts with isolated browser profiles, cookies, and IPs. This protects your identity and lowers the risk of bans.

2. Violation of Payment Processor Policies

PayPal and Stripe have strict terms of service. Common triggers for limitations include:

• High dispute/refund rates
• Selling restricted items
• Sudden spikes in transaction volume

If PayPal bans your account, and that account is tied to a bank, the same bank account may be blacklisted from creating new PayPal accounts, which in turn affects Depop.

3. Using Residential or Shared IPs Without Protection

If you’re using shared proxies or public networks, your activity could appear suspicious. You might be flagged simply because someone else on the same IP has been banned before.

Pro Tip: With dedicated proxies, you get clean, residential IPs that help reduce the chance of being detected or associated with bad actors.

What Happens When a Bank Account Is “Banned” on Depop?

Let’s clear the air—your bank account is not directly banned by Depop.

However, it can become blocked or restricted indirectly due to these scenarios:

• If a PayPal account linked to that bank is permanently limited, reusing the same bank account on another PayPal account may trigger security checks or limitations.
  
• Depop may prevent you from linking that bank account to new seller profiles if it’s associated with banned or suspicious accounts.
  
• Stripe, in some countries, may restrict payouts to the same bank if previous accounts were banned.
  

In short: It’s not the bank that bans you—it’s the platforms that flag the associated data.

How to Avoid Depop Payment Restrictions

Whether you’re a casual seller or running a full-time Depop business, these practices can help you protect your account—and your money:

1. Use Unique Financial Information

Avoid reusing the same PayPal, Stripe, or bank account across multiple Depop stores. If one account is banned, the others might follow.

2. Mask Your Identity with Antidetect Tools

Multilogin allows you to manage multiple Depop accounts from isolated browser environments, so your activities stay compartmentalized. Each browser profile has its own digital fingerprint—making it look like you’re a different person each time.

3. Use Stable and Clean IPs

Avoid cheap, shared proxies that might be flagged. Residential proxies help keep your identity safe and your IP reputation clean.

4. Maintain Low Dispute Rates

Provide accurate descriptions, ship items quickly, and maintain communication with buyers. This lowers the chance of chargebacks and flags from PayPal or Stripe.

5. Monitor Your Setup with Pixelscan

Tools like Pixelscan let you test if your browser fingerprinting or IP configuration could reveal connections between accounts. It’s especially helpful if you’re running a stealth setup.